The Fixed Income Portfolio may be structured as a taxable income portfolio utilizing government securities, investment grade corporate bonds, CD's, preferred securities, convertible preferred securities, exchange traded funds and closed end funds. Length of maturity and agency ratings are considered to customize the portfolio to each individual client's specifications. Tax free income portfolios are also available utilizing federal and/or state tax free municipal bonds along with selected closed end funds if they can be obtained at a reasonable discount.
The Total Return Portfolio seeks to maximize total investment return by allocating its assets among dividend paying stocks, preferred stocks, investment grade corporate bonds, government securities, closed end funds and exchange traded funds. The Investment Management Team screens prospective investments for valuation, risk versus reward potential, and yield. With an eye on downside risk, this portfolio strives to bring less volatility and reasonable risk adjusted return.
The Growth Portfolio focuses primarily on long term capital gains with a secondary emphasis on dividends. We screen the universe for publicly traded companies that meet our stringent valuation criteria. This list is further culled by evaluating not only company and sector fundamentals, but discussing with the company the various economic headwinds they face and what they employ to overcome them. We then calculate potential future value to decide if and when the company warrants our investment.
The Special Situations Portfolio seeks to invest in companies that have been punished or oversold due to investor misperception. If a company's fundamentals indicate a turnaround is possible, then we will investigate if the company is due for an earnings rebound, restructuring, or Merger and Acquisition activity. Companies that qualify are often small to mid-cap firms. This portfolio is value oriented, contrarian, and for aggressive growth investors. Dividends are incidental as the goal is to identify and harness capital gains.